Are You Aware Of....

**Help us update our record, please provide your email address to memberservices@rfdcreditunion.com

Electronic deposits will be made between 8-9AM!!!

We're on Face book - RFDCUI on FaceBook

 

Learn more about your overdraft options, effective 08/15/2010

 

Rate reductions on some loans effective 07/22/2010.  Go to rate tab and click on a particular loan group.  THANKS!

 

 

Help grow your favorite credit union, send your favorite family members to RFDCUI.

 

We will be closed:

September 6th,

Thanksgiving's Day,

and November 26th.

Visa page - go to Rates and then to Visa Cards

Member Options page - go to Helpful Links and then to Services

 

 

Our Bill Payer

Service is operational:

Bill Pay

 

 

Share Secured | New Vehicle | Used Vehicle | Visa Cards | Home Equity | Personal Loan | Share & IRA Rates | Fees | Loan Calculator

Fees

Non Sufficient Fund (NSF) share drafts or electronic fund/check transfer (EFT or ECT)	$35
Copy of share drafts	$10
G.A.P. Insurance	Starting at $150
Stop payment of share drafts & Automatic Clearing House (ACH)	$25
Non Sufficient Fund (NSF) debit card (ATM) transactions	$35
Non Sufficient Fund (NSF) ACH debit transactions	$35
Wire Transfer Fee	$10
Non Sufficient Fund (NSF) Loan payment	$35
Visa Credit Card Over-The -Limit	$25
Visa Credit Card Late Fee	$25
Verification of Deposit Form	$15
Express/ Overnight mail	$5 (plus mail cost)
Collection processing (incoming, outgoing or foreign)	$10

Copy of statement per timeframe	$3
Dormant Account Fee (per month after twelve [12] months dormant)	$1/month
Share account below par value ($5.00) per month after six (6) months	$1/month
Recording Home Euity Loan Certificate of Satisfaction (court cost/attorney fees)	Cost
Skip a loan payment (one month worth)maximum of twice per year (call for details)	$20/loan
Single service fee (one sub-account with less than $100.00 (excluding children)]	$3/month
Subsequent action loan fee for extending time on a loan	$20/loan
ATM fee for over thre (3) usages per 30 days, not including charges by network owner	$1.50/after 2nd usage
Non-member notary service	$5
Three times passed due on Visa Card, interest rate goes to 18.90% A.P.R.

Verified by VISA.  All rates are subject to immediate change!  Please contact credit union staff for current rate and expected duration if any.  Thanks!