Are You Aware Of....

**Help us update our record, please provide your email address to memberservices@rfdcreditunion.com

Electronic deposits will be made between 8-9AM!!!

We're on Face book - RFDCUI on FaceBook

 

Learn more about your overdraft options, effective 08/15/2010

 

Rate reductions on some loans effective 07/22/2010.  Go to rate tab and click on a particular loan group.  THANKS!

 

 

Help grow your favorite credit union, send your favorite family members to RFDCUI.

 

We will be closed:

September 6th,

Thanksgiving's Day,

and November 26th.

Visa page - go to Rates and then to Visa Cards

Member Options page - go to Helpful Links and then to Services

 

 

Our Bill Payer

Service is operational:

Bill Pay

 

 

Share Secured | New Vehicle | Used Vehicle | Visa Cards| Home Equity | Personal Loan | Share & IRA Rates | Fees | Loan Calculator

Home Equity

	Annual Percentage Rate	Daily Factor
Home Equity* As of 11/20/2008 Any new home loan (variable rate) will have a floor of 5.00% A.P.R.
Home Equity* (up to 80% of your equity to maximum of $250,000) 180 months Prime & Prime minus 0.50%	4.00%	.00010958
Home Equity* (up to 80% of your equity to maximum of $250,000) 180 months Prime + one (floor 4% )	5.00%	.00013698
Home Equity* (up to 80% of your equity to maximum of $250,000) Prime (floor 5.00%	5.00%	.00013698
Fixed Rate Home Equity (up to 80% of your equity to maximum of $250,000) 1-60 months	5.75%	.00015753
Fixed Rate Home Equity (up to 80% of your equity to maximum of $250,000) 61-120 months	6.00%	.00016438
Fixed Rate Home Equity (up to 80% of your equity to maximum of $250,000) 121-180 months	6.25%	.00017123

 

*Rate changes January 1 and July 1 of each year

 

Verified by VISA.  All rates are subject to immediate change!  Please contact credit union staff for current rate and expected duration if any.  Thanks!